Qualified Pre-Retirement Survivor Annuity (QPSA) is basically an insurance that pays if you die before you begin receiving your retirement benefit. The Plan automatically provides a pre-retirement benefit for your spouse as long as you are vested, have been married at least one year at the time of your death, and you have not waived the QSPA coverage.
The QPSA provides your surviving spouse a lifetime monthly benefit equal to the surviving spouse’s portion of a 50% Joint & Survivor Annuity, based on your accrued benefit at the time of your death.
In leiu of the QPSA benefit automatically provided by the Plan, you may elect an enhanced benefit that provides your spouse with up to 100% Joint & Survivor Annuity based on your accrued benefit by filling out the form Enhanced Pre-Retirement Survivor Annuity 01001TWUQPSA at no additional cost.
- To get the form –
- GO to Jetnet
- Click on Team Member Services
- Then click on Leaving American
- Then click on Read more under Pension Service Center
- Then click on My Pension, Scroll down to Online forms
- Then click on Enhanced QPSA election form – TWU
- To view if you have one on file
- Click on Estimate your pension
- The click on View my Specific Data and scroll down
You can also pick one up at the Union Hall or call and have one mailed to you. We have one on the site HERE: AA Pre-Retirement Survivor Annuity
If you have filled out the form and submitted it in the last 24 months, it will show up in the “My Pension” area of Jetnet under “Benefits Service Center” and “My Pension”.
To see if AA has you covered –
- GO to Jetnet
- Click on Team Member Services
- Then click on Leaving American
- Then click on Read more under Pension Service Center
- Then click on My Pension
- Then Click on Estimate Your Pension
- Then Click on View My Plan Specific Data
- Look for : Enhanced Pre-Retirement Survivor Annuity Percent. 100 would mean that they have it on file–
If you filed one more than two years ago, it is still valid but doesn’t show up on Jetnet and, yes, you can fill out another one to have your QPSA election percentage show up on Jetnet under “Benefits Service Center” and “My Pension”. You can have the Local mail these for you or make a copy and keep in your personal record before mailing to AA HR Services.
American Airlines HR Services
P.O. Box 14452
Des Moines, IA 50306-3452