The TWU has offered it’s members life and disability insurance for over twenty years now and has recently (within the last few years) made some changes with the companies and sponsored policies it offers its’ members. Life insurance was offered through TransAmerica Insurance is now offered through United States Life Insurance Company. Long Term Disability Insurance was offered through CIGNA is now offered through The Hartford Insurance Group. And, Short Term Disability was offered through TransAmerica is now offered through The Standard Insurance Company. If you have any of these policies it will show as a payroll deduction as “LTD-TWU”, and/or “TWU Life/STD/US Life” on your pay stub.
If you have the TransAmerica Short Term Disability you recently received a letter that offers an “Opt Out Form”. Again, if you do nothing, you will be automatically rolled into the new Standard short term disability plan. If you would like to keep your current plan offered by TransAmerica then by signing this form and mailing it in means that you elect to keep the current TransAmerica Short Term Disability policy
individual’s own unique situation, needs and choices. For the most part, if you do nothing, you will be automatically rolled over into the new plans. This is a good thing. It keeps your current coverage in tact and improves the policy or services for TWU members who doesn’t have any other coverage at some of the best comparable rates. Another plus, is an open enrollment period for which members who can’t get any other coverage or have lost coverage with AA’s MetLife Short Term Disability. TWU members can join with minimum paper work and no medical exam required.
There are some TWU members who currently have the American Airlines MetLife Short Term Disability policy and the TWU TransAmerica Short Term Disability policy. TransAmerica is an individual policy and will pay after you have been off work for 30 days unpaid. Some members have 6- month, 12- month, 18-month or 24-month policies. You can keep this coverage if you Opt Out of the Standard.
If you have questions about any of these policies you can call 1-866-386-6060.